UK Loft Insulation Removal

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Does Home Insurance Cover The Cost Of Loft Insulation Removal?

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Does My Home Insurance Cover Me For Loft Insulation Removal Costs: A Comprehensive Guide

Home insurance typically covers sudden and accidental damage to your property but usually does not cover the cost of maintenance or upgrades. The removal of loft insulation generally falls under maintenance or upgrading tasks, so it is unlikely that your home insurance will cover this cost.

However, there might be exceptions or additional coverages under specific circumstances, such as:

  1. Damage from Covered Perils: If the loft insulation was damaged by a peril covered by your policy (e.g., fire, water damage from a burst pipe), the removal and replacement might be covered.

  2. Mold Remediation: If mold growth necessitates the removal of loft insulation and the mold was caused by a covered peril, this might be included in your coverage.

  3. Extended Coverage: Some policies offer extended or optional coverages that might include aspects of home maintenance or improvements.

To be sure, you should:

  • Review Your Policy: Check the terms and conditions of your home insurance policy.
  • Contact Your Insurance Provider: Ask specific questions about what is covered regarding loft insulation removal.
  • Consider Additional Coverage: If you foresee needing this type of work in the future, inquire about adding endorsements or riders to your policy that might cover such expenses.

It's essential to clarify these details with your insurance provider to understand your specific coverage.

Latest 5 star Google customer reviews
Peter Roberts
2 months ago

I highly recommend these guys who recently helped us clear and clean out our loft in Newcastle after we had rodents in. They removed old junk and the old insulation then cleaned up the rodent droppings and hoovered the loft out. They were very friendly, made sure no dust and dirt got into our home and cleaned up after themselves. We are elderly people so we couldn't do this but they did everything in half a day. We tried all over to get someone to do the works for us but these guys were the only ones to come out and give us a qoute. Would use again if we ever have another rodent problem.

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alan young
2 months ago

Great job by these guys.
Emptied all the old insulation out of our loft.
Would highly recommend.

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Jackie Marie Townsend
24 days ago

We used this company a couple of days ago and are really impressed with the overall service provided. The lads were here almost 4 and a half hours completely clearing the loft and cleaning it afterwards. They used coverings on the stairs and landing to keep the carpet clean. Our loft looks like a new loft now and we didn't realise just how big it is with all the rubbish removed. Great set of lads, would highly recommend this company. 👍

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Louise McInnes
24 days ago

Fantastic service by the team of lads that came to remove my old insulation. They also removed old wood that was there at a very reasonable price and made sure there was no mess. Turned up when they said they would, very polite and professional. Would definitely recommend.

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We remove all types of loft insulation


  • Mineral Wool
  • Loose
  • Fibreglass
  • Sheep's Wool
  • Blown-In
  • Vermiculite
  • Cellulose
  • Spray Foam
  • Rodent Infested Insulation
  • Water Damaged
  • Verminous
  • Hazardous
  • Pest Control Loft Cleaning
  • Rodent/Pest/Pigeon Feces


Our post loft insulation removal cleaning services


Keeping your loft clean and organized is crucial for maintaining a healthy and efficient home environment. Our professional loft cleaning services are designed to address all your attic cleaning needs, ensuring a pristine and clutter-free space.

Our experienced team is committed to delivering top-notch service with meticulous attention to detail.

Here's what we offer:

Comprehensive Dust and Debris Removal: We thoroughly clean and remove dust, dirt, and debris, leaving your loft spotless.

Pest Infestation Cleanup: Our team handles pest infestations, removing nests and droppings to ensure a safe and sanitary loft.

Clutter Organization: We help sort and organize stored items, making your loft more functional and accessible.

Sanitization and Disinfection: We sanitize and disinfect surfaces to eliminate germs and allergens, promoting a healthier home.

Trust us to transform your loft into a clean, organized, and healthy space, enhancing the overall comfort and value of your home.